Hidden processor markup
Identify where pricing may be sitting above true interchange and assessments.
Credit card processing savings
Stop paying card fees out of your profit.
Ten Funding helps merchants review no-fee surcharge processing, free POS system options, no setup fees, no long-term contracts, and plug-and-play next-day setup where available.
Surcharge and no-fee programs depend on merchant eligibility, state rules, card type, card-brand rules, and processor approval.
The real problem
Most merchants do not know what the processor is really charging.
A processing statement can hide processor markup, mid-qualified and non-qualified downgrades, PCI fees, equipment charges, gateway costs, batch fees, and monthly minimums. Ten Funding makes the math easier to see.
Downgrade fees
Spot mid-qualified and non-qualified charges that may be eating into margin.
Equipment costs
Review POS, terminal, software, and monthly equipment charges.
Setup friction
Reduce delay with plug-and-play setup where available.
Contract clarity
Review no setup fee and no long-term contract options where available.
Merchant-first savings
Compare no-fee processing and transparent interchange-plus options.
Three merchant-first processing offers
Give merchants a reason to switch besides another rate quote.
No-Fee Processing Options
Reduce or offset card-processing costs through a compliant surcharge-style program where available.
- Configured around rules and eligibility
- Designed to protect merchant margin
- Clear disclosure and setup review
Free POS Systems
Qualified merchants may access POS hardware or upgraded terminals without heavy upfront equipment costs.
- Modern POS options
- Plug-and-play setup
- Great for restaurants and retail
Transparent Interchange-Plus
For merchants who want clean pricing instead of confusing bundled processor charges and hidden markup.
- Current statement reviewed
- Markup explained clearly
- Savings story built from math
From statement to setup
A better processing conversation starts with the merchant’s actual numbers.
Upload a statement, identify the current effective rate, compare surcharge-style and interchange-plus options, then decide whether switching makes sense.
Step 1Statement review
Step 2Savings comparison
Step 3Equipment setup
Step 4Launch where approved
Merchant-first capital review
See if your business qualifies for better processing.
Upload a merchant statement or request a review. Ten Funding will compare no-fee processing, free POS options, and transparent pricing where available.