Funding options

Funding options designed for speed, flexibility, and real business use.

Ten Funding helps business owners explore practical working capital paths through one simple 12-question application. No credit check is required to apply.

12 questionsUnder 2 minutesNo credit check to applySame-day funding may be available
Fast working capital

Revenue-Based Funding

Working capital based around business activity and revenue. Useful for payroll, inventory, repairs, marketing, supplier payments, and short-term cash-flow needs.

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$250KPotential match
Flexible access

Business Line of Credit

A line of credit may help cover recurring expenses, seasonal demand, or surprise costs while keeping access available when needed.

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$150KPotential access
Growth projects

Equipment & Expansion Funding

Funding for larger investments such as equipment, buildouts, expansion, hiring, or planned growth initiatives.

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$500K+Growth funding
How Ten Funding thinks about capital

The right funding option depends on the business moment.

Most funding companies try to force every business owner into one conversation. Ten Funding starts differently: what is the money for, how fast is it needed, how healthy is the revenue, and what structure actually makes sense for the owner?

01

Urgent working capital

When payroll, inventory, supplier balances, repairs, taxes, or a short-term cash-flow gap cannot wait, speed and simplicity matter. Revenue-based funding may help owners move quickly when the business activity supports it.

02

Flexible access

Some businesses do not need one large lump sum. They need flexible access for seasonal demand, recurring expenses, or unpredictable costs. A line of credit conversation can help determine whether flexible access is a better fit.

03

Growth and equipment

Expansion, equipment, buildouts, vehicles, technology, and larger purchases require a different conversation. The review should consider how the investment supports future revenue and whether the timing makes sense.

What owners should compare

Do not only ask how much. Ask whether the funding solves the right problem.

Business owners often focus on the requested amount first, but the better question is whether the structure, speed, repayment rhythm, and use of funds match the business reality. Ten Funding helps frame the conversation around practical fit, not hype.

A stronger funding review looks at monthly revenue, time in business, industry, urgency, current obligations, and what the owner is trying to accomplish. That creates a more useful conversation than a generic quote with no context.

A stronger review looks at:

Average monthly revenue and deposit activity

Time in business and operating history

Purpose of funds and urgency

Current balances or existing obligations

Industry, seasonality, and cash-flow rhythm

Whether the owner wants speed, flexibility, or growth capital

Next step

Know what may be available before you need it.

Complete the 12-question application in under 2 minutes from any device. There is no credit check to apply, no obligation to accept, and a funding specialist can help explain the options that may fit your business.

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